Food stamps is an assistance program that can ensure people’s basic needs are being met. Food stamps for African Americans and others who need assistance is a great program to turn to if you need help paying for groceries. The more you learn about the program, the better position you will be to apply for the program and get approved.
The Food Stamp Program in America was first started in 1939, with additional programs for it that were tried out in the 1960s. The goal of the program has always been to help provide people with a way to obtain food if they are struggling financially. It helps ensure food needs are being met, so that people don’t go hungry in this country. It has been known as and called food stamps for decades, but that is not technically what the program is called anymore.
During the Obama years, the name of the official Food Stamp Program was changed to Supplemental Nutrition Assistance Program (SNAP). Today it is called SNAP, but most people still refer to it as food stamps. President Obama changed the name of the program so that it would help to eliminate some of the stigma that surrounded people getting food stamps from the federal government.
How Food Stamps Works
African Americans and others who are approved for food stamps will get help purchasing their food each month. There is no limit to how long you can receive help through this program. As long as you continue to qualify for the program you can keep getting the food purchasing assistance.
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Once you are approved for foods stamps you will receive a plastic card that looks like a debit or credit card. Each month, the federal government will electronically add funds to the card so that you can then use it to pay for your groceries. You can usually use it as a payment source at grocery stores, small convenience stores, and even some farmers markets, depending on the state where you live.
How to Qualify for Food Stamps
To qualify for food stamps you have to meet the following qualifications:
- Meet the low income requirements set forth by the government. For example, a family of four cannot exceed a monthly gross income of $3,250.
- Be a citizen of the United States or be a legal citizen. The program is open to those who live in U.S. territories a well, including Puerto Rico and the U.S. Virgin Islands.
- Not have more than a limited amount of assets. For example, you will not likely be approved for food stamps if you have a bank account that has $10,000 in it. You will need to declare your assets and be under a certain amount to be approved for the program.
Those who are approved for foods stamps will get the monthly benefit for as long as they need it and meet the above criteria. The amount that you will receive each month is determined by how many people are in the household who are dependents.
Here is a breakdown of what an average amount of food stamps will be each month, if you are approved for the program:
- Households with one person receive a maximum amount of $291.
- Households with 2 people receive a maximum amount of $535.
- Households with 3 people receive a maximum amount of $766.
- Households with 4 people receive a maximum amount of $973.
These amounts may change slightly, but those are around what you can expect for a family of each size. The more people that are in the family household, the more the benefit will be each month. As children grow up and move out, the benefit will be lowered to the new household ratio amount. This is because there is then less people in the household.
What Food Stamps Can Purchase
Food stamps is a payment source that can be used to pay for most of your grocery items. It can be used to purchase fruits, vegetables, meat, cereals, dairy products, snacks, and more. It can be used to pay for items that are fresh or frozen. When you go to the grocery store it can be used to pay for a lot of the items that you may put into your cart. However, there are a few things that food stamps cannot be used to pay for. There are also some states where using food stamps to pay for items at the farmer’s market is allowed.
The things that food stamps will not cover and pay for include alcohol, hot foods, or food that you would eat in the store. This means that you cannot pay use food stamps to pay for food that has been prepared in the deli, such as a rotisserie chicken. You also cannot purchase a lunch at the deli counter and pay for it with food stamps and sit there and eat it. You also cannot use food stamps to pay for meals at restaurants. If the meal has been prepared for you then it typically does not qualify to be paid for with foods stamps.
How to Apply for Food Stamps
Applying for food stamps is simple and does not take long. Once you have applied you should hear something back within 10 days or so. If you need immediate or emergency assistance for obtaining food you should be able to get that help as well. If you are having difficulty with that route, visit a food pantry until the food stamp application is approved.
You can apply online for the food stamp program. You will submit all of your information online and then be notified if you have been approved and when it will take effect. The process does not take a long time, and once you have been approved the funds will be continuously renewed until and unless you no longer qualify for the benefit. To get more information about food stamps, now called SNAP, click here.
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