Delaware is one of the smallest states in the country by area. There are still plenty of people there who are in need of assistance. Many people each year need help paying their bills because they are in between jobs or they are experiencing an injury or illness. No matter what the reason, it’s important to be able to have places to turn for assistance. The good news is there are plenty of places to get financial help for African Americans in Delaware.
Many of the places offering financial help for African Americans in Delaware are funded by the federal government. The programs were put into place to ensure that people have their basic needs met. They aim to prevent homelessness and keep people from going hungry. There are also programs that are made possible through the state government and through local organizations that do outreach work to help those in need in their community.
Financial Help Programs for African Americans in Delaware
Delaware Assist – This is the same program known around the country as Supplemental Nutrition Assistance Program (SNAP). This is one of the most important programs to be aware of if you need help obtaining food. The program will provide financial help for African Americans each month by giving them free food. Those who are approved for the program will receive a benefit each month that is put on an electronic debit card. The card is then used as your payment source at the store or in some cases at the farmer’s market. The program is open to those who have a low income and are a legal citizen or legal non-citizen. The amount you will receive each month if you are approved for the program is calculated by how many dependents are in your home. To get more information or apply for SNAP in Delaware, click here.
Medicaid – Those who need help paying for their medical bills will want to apply for Medicaid. This program was created to help those with a low income be able to obtain healthcare services. It will pay for the costs of seeing a primary care doctor, going to the dentist, being in the hospital, and more. It will also pay for prescription drugs. To be approved for Medicaid in Delaware you have to have a low income and be a legal citizen or a legal non-citizen. To get more information or to apply, click here.
Housing and Urban Development (HUD) – Housing prices have risen so much that many people are having difficulty finding affordable options. HUD is a government-funded program that will help people find affordable housing. The program has several options they can use to help people, including paying your rent, helping you avoid foreclosure, or providing you with a government owned housing unit that you can live in for free. They will also pay for weatherization services and to fix things at your home, such as your heating and cooling unit. They are a good option for providing financial help for African Americans in Delaware when it comes to housing issues. To get more information or to apply, click here.
Temporary Assistance for Needy Families (TANF) – This program will provide cash assistance for African Americans in Delaware. The program is funded by the federal government and provides those who qualify with a monthly cash benefit that can be used to pay for any basic living expenses, including clothing, housing, food, paying bills, etc. To qualify for TANF, you have to have at least one minor child that you are providing for, and you have to have a low income. There is a limit of five years on how long you can receive TANF. The amount you receive is determined by how many dependents you have. For example, a family of three would receive a monthly grant of around $338 per month, while a family of five would receive $475 per month. To get more information or apply for this program, click here.
General Assistance – This is a program that is similar to TANF, only it is open to those who do not have any minor children. It is open to those who are over the age of 18 and need financial assistance. It is a short term program that will provide assistance to get people on their feet and becoming self sufficient. Those who are approved will receive a monthly cash benefit that can be used to pay for basic living expenses. To get more information about General Assistance in Delaware, click here.
Low Income Home Energy Assistance Program (LIHEAP) – This program will help people pay for their utility bill. To qualify, you have to have a low income and be the person who is responsible for the monthly bill. They only pay one bill per year, so you have to re-apply each year that you need assistance. They will also help pay for weatherization services, which will help reduce your monthly bill. To get more information or apply for help paying your utility bill through this program, click here.
Catholic Charities of Delaware – This is a faith-based charity that provides financial help for African Americans in Delaware as well as around the country. They will help with providing food, shelter, clothing, counseling, and more. Contact the location that is closest to you to see what type of services they offer that could help with your situation. To get more information or find a location near you, click here.
Salvation Army – This is another popular faith-based charity that will provide help in a variety of ways. They offer shelters, hot meals, food pantries, job services, and more. They have locations around the country. Reach out to one that is near you to see what type of help you can get from their program. They help many people and they do not make it difficult to get approved for assistance. They are willing to help anyone in the community who needs assistance. To get more information or find a location near you, click here.