Many people live in the state of Georgia. At times, people may experience financial challenges. These can be caused by being between jobs, illness or injury, divorce, or other situations. No matter what causes the financial challenge, it is important to know where you can get help if you have them. The good news is that there are places that provide financial help for African Americans in Georgia.
Being able to reach out to places that offer a variety of types of financial help for African Americans in Georgia will ensure that your basic needs are being met. Most of the program listed are funded by the federal government, but some are paid for through the state government. Other programs are made possible by non-profit organizations being willing to help people in the community who need it.
Financial Help for African Americans in Georgia
It doesn’t cost anything to apply for the programs below. It’s a good idea to apply for all of those that you feel you may qualify for. This way you will have a better chance of getting resources that will ensure your basic needs are being met. These programs are not offering loans, so all the financial help they provide never has to be paid back. There’s no limit to how many programs you can apply for or receive help from at one time.
Supplemental Nutrition Assistance Program (SNAP) – This program helps provide food financial help for African Americans in Georgia. Those who are approved for the program will receive money each month to purchase food at the grocery store. The money is electronically put onto a debit card that is then used as a payment source. To qualify for SNAP in Georgia, you have to have a low income, and be a legal citizen or legal non-citizen. The amount you will receive each month if you are approved for the program is determined by how many people live in your household. The more people you have, the higher the monthly amount is that you will receive. There is no limit to how long you can receive financial help from this program. To get more information or apply for the program, click here.
Temporary Assistance for Needy Families (TANF) – This program will provide financial help for African Americans in Georgia by providing cash each month. The cash can then be used to pay for items that they need for living, including for rent, food, paying bills, housing, etc. The amount that you receive is determined by how many people live in your home. To qualify for the program, you have to have a low income at have at least one minor child that you are providing for. Some people may have a limited amount of time they can receive this assistance or they may have to participate in work-related training to continue getting it. This program is open to legal citizens and legal non-citizens. To get more information or apply for TANF in Georgia, click here.
Housing and Urban Development (HUD) – Those who need help with finding affordable housing, paying for rent, or avoiding foreclosure, can contact HUD for assistance. This federally-funded program will help people in those ways, and in others. They will provide weatherization services, which will help to reduce monthly utility bills, and they will help to pay necessary repair bills, such as for your heating and cooling unit. HUD also offers government-owned housing units where people can live free of charge. They are good resource for providing financial help for African Americans in Georgia who need help with housing issues. To get more information or apply for help from HUD in Georgia, click here.
Low-Income Home Energy Assistance Program (LIHEAP) – This program will help African Americans by paying for their utility bills. To qualify, you must have a low income and be the person who is responsible for paying the bill. You have to re-apply for this program each year to keep getting help. If you are approved for the program they will pay one of your utility bills, generally up to $600. The funds will be given directly to the utility provider on your behalf. To get more information or apply for help paying your utility bill, click here.
Women, Infants, and Children (WIC) – This program has a mission to help women who are nutritionally at risk. If approved for the program you will receive free healthy food each month. To quality, you have to have a low income and either be pregnant or have at least one child under the age of five. To apply for WIC you have to visit one of their clinics. To get more information or find a WIC clinic near you, click here.
Medicaid – Those who need help paying for medical expenses will want to apply for this program. Federally funded, this program offers help paying for such things as doctor visits, hospital stays, prescription drugs, and more. This is a helpful program for people who live in Georgia who have a low income and are legal citizens, or legal non-citizens. To get more information or apply for Medicaid, click here.
Catholic Charities – This organization provides financial help for African Americans in Georgia by providing free food, shelters, clothing, counseling, and more. They have locations around the country, with each one offering different types of assistance. Contact the location near you to see what programs are offered so you can get the help you need. To get information or find a location near you, click here.
Salvation Army – Similar to Catholic Charities, this organization is faith-based and provides financial help for African Americans in Georgia. They offer free hot meals, boxes of food, shelters, clothing, counseling, and more. Locate the one that is close to you to see what type of services they provide at that location. If they can’t help you with what you need, they should be able to refer you to someone who can. To get more information or find a location, click here.