Kentucky is a state that is known for horse racing. The state is home to the famous Kentucky Derby, which was started in 1875, and brings many tourists to the state each year. There are also many people who live in the state, and at times they may experience financial difficulties that leave them needing assistance. The good news is that there is financial help for African Americans in Kentucky, which will help ensure their basic needs are being met during challenging times.
As inflation continues to rise at a pace that salaries can’t keep up with, more people are experiencing financial problems. There are programs that will provide financial help for African Americans in Kentucky, helping them to get back on their feet. The programs are largely funded by the federal government and there as a safety net to help people in need.
The financial help that people receive from the programs never has to be paid back, because it’s not considered a loan. Rather, it’s a gift to help people in need. You can apply for as many programs as you feel qualified for. There is no limit to how many programs you can apply for or receive assistance from at one time.
Financial Help for African Americans in Kentucky
Supplemental Nutrition Assistance Program (SNAP) – This program provides financial help for African Americans in Kentucky by offering food each month. Those who are approved for this federally funded program, which used to be known as food stamps, will receive a debit card that can be used each month to pay for groceries. There is no limit to how long you can receive SNAP. The program is open to everyone who has a low income and is a legal citizen or legal non-citizen. The amount that you will receive each month is determined by how many people live in your home. To get more information or apply for SNAP in Kentucky, click here.
Temporary Assistance for Needy Families (TANF) – This program offers financial help for African Americans in Kentucky by providing cash assistance. The cash that people receive each month is to be used on living expenses, such as rent, transportation, food, bills, etc. To qualify, you have to meet the low income requirements, have low assets, and possibly register for work, depending on your age. You also have to be a legal citizen or legal non-citizen. The amount of cash you receive each month if approved is determined by how many dependents you have. There may be a time limit on how long you can receive this benefit. To get more information, click here.
Medicaid – This federally funded program will pay for medical expenses for those who qualify. If you are approved for the program it will pay for you to go to the doctor, hospital, get prescription drugs, eye doctor, etc. To qualify, you have to have a low income and be a legal citizen or legal non-citizen. To get more information about Medicaid in Kentucky, click here.
Kentucky Transitional Assistance Program (KTAP) – This is a program that will provide a monthly cash benefit to help those who have a low income. The funds are to be used to pay for living expenses. There is a maximum of 60 months that you can receive assistance from this program. The amount that you receive is determined by how many dependents you have. To get more information, click here.
Housing and Urban Development (HUD) – This program focuses on providing people with housing assistance. The program will help to pay your rent, avoid foreclosure, and find affordable housing options. They will also provide free weatherization services, which will reduce your monthly utility bills. HUD will also pay for necessary home repair bills, such as replacing or repairing your heating and cooling unit. They also offer housing units that people can live in for free. The program is open to those who have a low income. To get more information, click here.
Low Income Home Energy Assistance Program (LIHEAP) – This program provides financial help for African Americans in Kentucky by paying for utility bills. Those who have a low income may be able to get help with paying a bill. If you are approved, the funds are sent directly to the utility provider on your behalf. They will also help with emergency situations, such as disconnection notices. To qualify, you have to have a low income and be the person responsible for paying the utility bill. They will pay up to $400 for those who qualify. This is a program you have to apply for each year that you need the assistance. To get more information or apply, click here.
Catholic Charities –This is a faith-based organization that helps people around the nation. They have over 3,000 locations in the country, each of which offers different types of programs to help people in the community. They will provide financial help for African Americans in Kentucky by providing free food, clothing, shelter, counseling, bill payment assistance, job placement, and more. To get help from this organization you have to have a low income. To get more information and find a location near you, click here.
Salvation Army – This is another faith-based organization that provides financial help to those in need. Their programs include providing people with hot meals, free boxes of food, shelters, counseling, clothing, transportation, and much more. If you have a low income they can most likely help you with your basic needs. Find a location that is close to you to see what programs are offered. If they can’t help you with your specific situation they should be able to refer you to a local place that can. To get more information, click here.
In addition to the programs listed, be sure to reach out to your local churches. Most of them have programs in place that will provide financial help to those who experiencing challenges. They usually offer food pantries, free hot meals, shelters, and more.