Massachusetts is home to one of the most famous learning institutions in the world, Harvard University. While the state is known for higher education, among other things, there are also people there who need financial assistance at times. Some people experience financial difficulties due to changing jobs, divorces, injury, or illnesses. No matter what the reason, it’s good to know that there are places that offer help for African Americans in Massachusetts.
The programs that provide financial help for African Americans in Massachusetts are largely made possible by the federal government. There are also some programs provided by the state government, as well as those offered through charitable organizations. You can apply for as many of the programs as you feel you are qualified for. There are no limit to how man you can apply for or receive help from at one time. Often, if you qualify for one of them you will probably be approved for the others as well.
Financial Help for African Americans in Massachusetts
Supplemental Nutrition Assistance Program (SNAP) – This federally funded program used to be called food stamps. While the name has changed, the goal of the program remains to provide those who need it food assistance. The program provides those who have a low income with help purchasing food each month. Those who are approved for the program will receive a debit-style card that can be used at the store to purchase food. The amount that you receive each month is determined by how many dependents are in your household. There is no limit to how long you can receive SNAP in Massachusetts. You can apply online or in person. To get more information or apply for the program, click here.
Transitional Aid to Families with Dependent Children (TAFDC) – This program is the same as Temporary Assistance for Needy Families in other states. This program will provide financial help for African Americans in Massachusetts in the form of cash. Those who are approved for the program will receive cash each month that can be used to pay for their living expenses. Items that can be purchased with the cash benefit include housing, paying bills, food, clothing, transportation, and prescription drugs. To qualify, you have to have a low income and have at least one minor child you care for. You also have to be a legal citizen or legal non-citizen. To get more information or apply, click here.
Medicaid – This program will provide financial help for African Americans in Massachusetts in the form of paying for healthcare expenses. Those who are approved for Medicaid will be able to get free healthcare. The program will pay for all bills related to going to the doctor, hospital, prescription drugs, and more. To qualify, you have to have a low income and be a citizen or legal non-citizen. There is no limit to how long you can get help from Medicaid. To get more information, click here.
Low Income Energy Assistance Program (LIHEAP) – This program focuses on providing help paying energy bills for those who have a low income. It is federally funded through a block grant, which means that each year the program receives a sum of money. Once the funds run out there is no more until the next year. Be sure to get your application in early, and re-apply each year that you need the help paying your utility bills. If you are approved they will pay the bill directly to the utility provider on your behalf. You can apply online or in person. The application window opens each year on October 1. Photo identification will be needed for the person who is applying. To get more information or apply for the program, click here.
Housing and Urban Development (HUD) – This program is federally funded and has a goal to help end homelessness, as well as keep people from becoming homeless. Those who need help paying their rent, avoiding foreclosure, or locating affordable housing options may get help through HUD in Massachusetts. They also have government owned housing units where they let people live for free. Additionally, they provide free weatherization services, which will help reduce your monthly utility bills. They will also help pay for necessary home repairs, such as for the heating unit. To get more information, click here.
Salvation Army – This organization is faith-based and will provide financial help for African Americans in Massachusetts by providing free food, shelter, clothing, transportation, and more. They also offer counseling services, hot meals, and veteran’s programs. Find the location closest to you to see what programs they offer there. To get more information or find a location, click here.
Women, Infants, and Children (WIC) – This program is federally funded and ensures that women who have a low income have access to nutritious foods. Those who are approved for the program will receive healthy food each month, such as fruits, vegetables, cereals, breads, etc. The program is for those who are considered nutritionally at risk. To qualify, you have to be pregnant or have at least one child age five and under that you are providing for. If you are approved for the program you will be able to go to the grocery store each month and get healthy foods for free. To apply, you will have to visit a WIC clinic near you. To get more information or find a clinic, click here.
Catholic Charities – This faith-based organization is affiliated with the Roman Catholic Church. You do not have to be religious to receive the assistance, even though they are faith-based. Their services are open to everyone, regardless of religious affiliation or citizenship. The programs they offer include providing financial help for African Americans in Massachusetts who need food, clothing, shelter, counseling, and more. They have many locations, so be sure to contact the one that is closest to you to see what services they offer and if they can help with your particular situation. If they cannot, they may be able to refer you to a place that can. To find your closest location, click here.