Financial Help for African Americans Who Wish to Buy a Car

There are only a few cities in America where you can live and not need to own a car. Most of the country has been designed for vehicles, not pedestrians, which makes it essential for people to have a car or at least easy access to public transportation. However, buying a car can be costly and something that many people will struggle with. There may be some financial help for African Americans who wish to buy a car, which can help ease the burden.

Most financial assistance programs do not focus on helping people obtain a car. This is because people don’t see having one as a basic necessity, such as making sure that people have access to food, water, housing, etc. But it is still something most people in the country need, if only to get back and forth to work. Those who are experiencing financial challenges may find it difficult to purchase a car, so they will need help or to consider other options.

Below are programs that may offer some financial help to purchase a car, as well as some ideas to consider that may of assistance. Utilize the ones that seem right for your situation, and feel free to investigate multiple routes so that you increase your chances of getting a car.

Programs and Options for Financial Help

If you can’t get assistance from the programs below they may be able to provide a referral to a local place that can. The more places you contact for assistance, the better position you will be in to get the help you need.

211 – This organization provides a free referral service to those who need assistance. You can call them at 211 and let them know the type of assistance you are seeking and they will go through their database to find you local resources to contact. They have access to programs that are local and may not always be found online. To get more information about the program and organization, click here.

Free Charity Cars – This organization helps people obtain free cars. They collected donated cars that people are done using and don’t want anymore, and then they ensure they are in good working order so they can give them out to those who need them. You can apply for a free car online at their website. They have given away over 9,000 cars since the organization was formed. They do not make any guarantees that you will be awarded a car, but anyone who feels they need the help can apply to get one. Those who are awarded a car will be contacted. To get more information about the program or apply to get a free car, click here.

Cars for Heroes – This organization helps those who are veterans to obtain free cars. If you have served in the military you may qualify for getting help with obtaining a car. They will also help first responders, and the family of veterans and first responders, including those who are under the age of 18. If you are a first responder, veteran, or active-duty military and have a teen who need a car you may be able to get help through this organization. Each year, they give away free cars to people who meet the qualifications and get approved. You can apply for a free car online at their website. To get more information and apply for help getting a car, click here.

Wheels for Wishes – This program helps people who live in the state of Florida. Those who need help obtaining a car can apply for the program. They take in donations from people so that they can be used to help people who need financial help for a car. They accept most vehicles, regardless of their condition, and then they ensure that they are running when they give them to people. They make wishes come true with their car assistance program. In addition to cars, they also take and give away boats, RVs, trailers, and more. To get more information and apply for assistance, click here.

Family Services Center – This organization helps people with obtaining a car if they having financial difficulty getting one. Once you apply, they keep your application for four months, so you can keep re-applying every four months that you still need a car. They help people who need a car so that they have transportation to get to their job. To qualify for a car you have to need it for your job, have a low income, and be at least 19 years old. They do require people to pay a small amount for the cars, so you will be asked to put a little money down and then pay a little each month. They do not charge interest though, which will help out financially. To qualify, you have to be working at least 30 hours per week and do not have a car in the home that runs. You will also need to have a valid driver’s license in order to get approved for help obtaining a vehicle. To get more information or apply for the program, click here.

Catholic Charities – This national organization provides a variety of helpful services to assist those in need. You can contact the offices that are in your local area to see if they can help with providing financial help to obtain a car, or if they can refer you to a local resource that can. They have locations around the country, so contact the ones that are near you. To get more information and find a local one, click here.

In addition to these options, consider reaching out to your local churches. They are found all around the country and they usually aim to help people who live in their community where they are located. Ask them if they provide any type of financial help to buy a car, or see if they can provide a referral to a place that can.

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