Financial Help for African Americans with Buying a Laptop or Desktop

Having some type of computer is essential for most people today. Most homes have a desktop or laptop that is used by the students or adults in the home. Those who want to have a computer, but don’t have the funds to purchase one, do have some options they can explore. There is some programs that offer financial help for African Americans with buying a laptop or desktop.

Being financially challenged can make it difficult to obtain a computer for the home. Yet  having one is often necessary, especially for those who may need it for work or school purposes. There are ways to obtain a laptop or desktop that will help those who may be struggling financially or who simply don’t have the extra to put out on a new system. Exploring all the options below is the best way to determine which is the right one for you, so that you can get the help you need obtaining a computer.

Exploring the Options

There are a variety of options you will want to look into in order find the one that will help you obtain a computer. Whether you want a laptop or desktop, there should be a way to get one for free, low cost, or on a payment system that will be manageable over time. The financial resources are available to help you out in this regard.

Computers with Causes – This organization helps people obtain a free computer, either a laptop or desktop. People donate their old ones to this organization, they make sure they are working good and have been refurbished, and then they give them to someone in need. To get more information about the program and apply to get a laptop or desktop, click here.

PCs for People – Those who have a low income may qualify for help getting a computer through this organization. To apply for one you have to provide photo identification, as well as income information. Those who are approved will be able to order a laptop, desktop, or internet service through the organization. The organization has given away over a quarter of a million computers at this point. The program is open to everyone in the country who has a low income. To get more information and submit an application for a computer, click here.

Notebooks for Students – This organization takes donated laptops and refurbishes them, and then sells them for a discounted rate. This allows people to get high-end laptops at a deeply discounted rate. They offer all types of name brand laptops to choose from. To get more information, click here.

Dell Scholars – This program through Dell computers provides some students with a new computer from the company. They also give away scholarships each year. The laptops they give away to students come with a four year warranty. To get more information or apply for the program, click here.

Making payments – Check with computer stores near you to see if they will allow you to make payments on purchasing a laptop or desktop. Kind of like a lay-a-way system, you will be able to get the computer you need and pay monthly on it, rather than have to come up with all the money at one time to purchase it. Even online stores often offer the ability to make monthly payments for purchases.

Check with the school – Students who need a computer for school purposes should check with their school to see if they can provide them with one. Many schools today provide students with a laptop that they can take home with them and use throughout the school year. If they don’t have them available to all students at your school they may have them for those that are financially challenged.

Contact local charities – Many local charities will help people with obtaining the things that they need. Contact the local charities and churches in your area to contact them and see if they are able to help you with getting a computer. If they don’t have any you can have, then they may be able to help you find a way to get one. They may provide you with the funds, purchase it for you, see if someone will donate one to them that they can give to you, etc.

Look in the Marketplace – Places like the Facebook Marketplace often have items in there that are for sale for low cost or are free. People who are giving things away will post in there and say that it is free. You can take a look in there and see what type of computers you can find. Contact the person who has posted it to see if they would be willing to give it to you for free or a low cost.

Connect All – This organization makes it possible for people to afford purchase a laptop. They sell them for $50-150. They are laptops that have been refurbished and are in good working condition. They also offer PC bundles, and monthly WiFi service. You can get laptops or desktops from this organization. Shipping is also free, making it even more affordable to obtain a laptop or desktop from them. There is a two computer per person limit. To get more information, click here.

Post online for help – There are local city groups on places like Facebook that you can join, which will put you in touch with others in your community. Join a couple of those groups and post that you are in need of a computer and ask if anyone could help. Some people may offer a computer they are no longer using.

Discounts – Many computer companies offer discounts for students. Check with the laptop or desktop company you are interested in to see if they offer any kind of discounts for students or those who have a low income. They may be able to help you obtain a computer by getting discounted rates on a new one.

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